Who am I ? (fun version)
Fintech services, especially payments, should be Open, Fast, Reliable & Affordable - to serve billions of people at scale. So, I was conceived as a Payments Switch, which embraces diversity & innovation to improve user experience & conversions while reducing the cost & operations for merchants.
Payments should be Open, Fast, Reliable & Affordable to serve billions of people at a scale
I am a high-performance payments switch. You can connect to any number/variety of payment processors by connecting to me. You can offer your customers the payment method of their choice. I can smartly route the payment transaction to increase your revenue and reduce costs.
I go with names like Payment Orchestrator, Payment Gateway, Payment Router, and PayFac-as-a-Service. Think of me as a universal adaptor to connect you to the world of payment ecosystem - be it a payment processor, payment network, bank or wallet, or BNPL provider.
In short, I am a modern switch to simplify your payments.
I needed the best minds to come together to build a modern high-performance switch. So, I'm built as an open-source system in a modern, high-performance programming language, RUST.
I'm an open-source, high-performance switch to unify the growing diversity of payments to:
- Reduce Payments cost, ops & dev efforts
- Improve User experience & Conversions
My design principles are:
- Functional Programming to create a scalable open-source platform
- Security, Speed & Efficiency are must-haves, and design them from first-principle
- Build for Scale & Resilience to support unparalleled performance at a meager cost
- Domain Specific Language (DSL) to enable Fast Integrations, Workflow Automation, and Smart Routing.
- Abstracted Storage / DB layer with the flexibility to support distributed systems with high security, scale, performance, and low-cost
- API wire compatibility with leading payments providers to enable easy migration
- Reliable
- Open & Inclusive
- Fast
- Efficient
- Affordable
- High-Performance
- Secure
I am an open system with solid community support across the globe. My parent company, Juspay Technologies, was born in 2012 with a mission to simplify payments. By the end of 2022, Juspay's tech platform processed 35 million transactions daily, and its payments SDK is used in more than 1.5 Bn App installs. In addition, Juspay has contributed to multiple innovations in India's payment ecosystem, viz. BHIM App, UPI 2FA SDK, BECKN Foundation, OCEN Protocol, etc. Juspay has 1000+ employees across 6 offices.
Email: [email protected]
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I am so grateful to be here and very excited to get started. Looking forward to positively impact your payments stack!