Nuvei: Add Google and Apple pay (#5289)

Description ------------------------- [SER-1344](https://spreedly.atlassian.net/browse/SER-1344) Unit test ------------------------- Finished in 0.010805 seconds. 14 tests, 47 assertions, 0 failures, 0 errors, 0 pendings, 0 omissions, 0 notifications 100% passed 1295.70 tests/s, 4349.84 assertions/s Remote test ------------------------- Finished in 73.320303 seconds. 24 tests, 73 assertions, 0 failures, 0 errors, 0 pendings, 0 omissions, 0 notifications 100% passed 0.33 tests/s, 1.00 assertions/s Rubocop ------------------------- 801 files inspected, no offenses detected Co-authored-by: Javier Pedroza <[email protected]>
activemerchant · Oct 18, 2024 · 9bc26ed · 9bc26ed
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diff --git a/CHANGELOG b/CHANGELOG
@@ -65,6 +65,7 @@
 * Nuvei: Add partial approval feature [javierpedrozaing] #5250
 * Nuvei: Add ACH support [javierpedrozaing] #5269
 * Nuvei: Add GSF for verify method [javierpedrozaing] #5278
+* Nuvei: Add Google and Apple pay [javierpedrozaing] #5289
 
 == Version 1.137.0 (August 2, 2024)
 * Unlock dependency on `rexml` to allow fixing a CVE (#5181).

diff --git a/lib/active_merchant/billing/gateways/nuvei.rb b/lib/active_merchant/billing/gateways/nuvei.rb
@@ -22,6 +22,11 @@ class NuveiGateway < Gateway
         init_payment: '/initPayment'
       }
 
+      NETWORK_TOKENIZATION_CARD_MAPPING = {
+        'apple_pay' => 'ApplePay',
+        'google_pay' => 'GooglePay'
+      }
+
       def initialize(options = {})
         requires!(options, :merchant_id, :merchant_site_id, :secret_key)
         super
@@ -150,7 +155,8 @@ def scrub(transcript)
           gsub(%r(("merchantId\\?":\\?")\d+), '\1[FILTERED]').
           gsub(%r(("merchantSiteId\\?":\\?")\d+), '\1[FILTERED]').
           gsub(%r(("merchantKey\\?":\\?")\d+), '\1[FILTERED]').
-          gsub(%r(("accountNumber\\?":\\?")\d+), '\1[FILTERED]')
+          gsub(%r(("accountNumber\\?":\\?")\d+), '\1[FILTERED]').
+          gsub(%r(("cryptogram\\?":\\?")[^"\\]*)i, '\1[FILTERED]')
       end
 
       private
@@ -203,10 +209,21 @@ def add_bank_account(post, payment, options)
         }
       end
 
-      def add_payment_method(post, payment, key = :paymentOption, options = {})
-        payment_data = payment.is_a?(CreditCard) ? credit_card_hash(payment) : payment
+      def add_payment_method(post, payment, key, options = {})
+        payment_data = payment.is_a?(CreditCard) || payment.is_a?(NetworkTokenizationCreditCard) ? credit_card_hash(payment) : payment
+        if payment.is_a?(NetworkTokenizationCreditCard)
+          payment_data[:brand] = payment.brand.upcase
+
+          external_token = {}
+          external_token[:externalTokenProvider] = NETWORK_TOKENIZATION_CARD_MAPPING[payment.source.to_s]
+          external_token[:cryptogram] = payment.payment_cryptogram if payment.payment_cryptogram
+          external_token[:eciProvider] = payment.eci if payment.eci
+
+          payment_data.slice!(:cardNumber, :expirationMonth, :expirationYear, :last4Digits, :brand, :CVV)
+
+          post[:paymentOption] = { card: payment_data.merge(externalToken: external_token) }
 
-        if payment.is_a?(CreditCard)
+        elsif payment.is_a?(CreditCard)
           post[key] = key == :paymentOption ? { card: payment_data } : payment_data
         elsif payment.is_a?(Check)
           post[:userTokenId] = options[:user_token_id]

diff --git a/test/remote/gateways/remote_nuvei_test.rb b/test/remote/gateways/remote_nuvei_test.rb
@@ -40,6 +40,25 @@ def setup
     }
 
     @bank_account = check(account_number: '111111111', routing_number: '999999992')
+
+    @apple_pay_card = network_tokenization_credit_card(
+      '5204245250460049',
+      payment_cryptogram: 'EHuWW9PiBkWvqE5juRwDzAUFBAk=',
+      month: '12',
+      year: Time.new.year + 2,
+      source: :apple_pay,
+      verification_value: 111,
+      eci: '5'
+    )
+
+    @google_pay_card = network_tokenization_credit_card(
+      '4761344136141390',
+      payment_cryptogram: 'YwAAAAAABaYcCMX/OhNRQAAAAAA=',
+      month: '12',
+      year: Time.new.year + 2,
+      source: :google_pay,
+      eci: '5'
+    )
   end
 
   def test_transcript_scrubbing
@@ -292,4 +311,18 @@ def test_successful_authorize_with_bank_account
     assert_success response
     assert_match 'PENDING', response.message
   end
+
+  def test_successful_purchase_with_apple_pay
+    response = @gateway.purchase(@amount, @apple_pay_card, @options)
+    assert_success response
+    assert_equal 'APPROVED', response.message
+    assert_not_nil response.params[:paymentOption][:userPaymentOptionId]
+  end
+
+  def test_successful_purchase_with_google_pay
+    response = @gateway.purchase(@amount, @google_pay_card, @options)
+    assert_success response
+    assert_equal 'APPROVED', response.message
+    assert_not_nil response.params[:paymentOption][:userPaymentOptionId]
+  end
 end
diff --git a/test/unit/gateways/nuvei_test.rb b/test/unit/gateways/nuvei_test.rb
@@ -52,6 +52,26 @@ def setup
     }
 
     @bank_account = check()
+
+    @apple_pay_card = network_tokenization_credit_card(
+      '5204 2452 5046 0049',
+      payment_cryptogram: 'EHuWW9PiBkWvqE5juRwDzAUFBAk=',
+      month: '12',
+      year: Time.new.year,
+      source: :apple_pay,
+      verification_value: 111,
+      eci: '5'
+    )
+
+    @google_pay_card = network_tokenization_credit_card(
+      '4761209980011439',
+      payment_cryptogram: 'YwAAAAAABaYcCMX/OhNRQAAAAAA=',
+      month: '11',
+      year: '2022',
+      source: :google_pay,
+      verification_value: 111,
+      eci: '5'
+    )
   end
 
   def test_calculate_checksum_authenticate
@@ -291,6 +311,30 @@ def test_successful_verify
     end
   end
 
+  def test_successful_purchase_with_apple_pay
+    stub_comms(@gateway, :ssl_request) do
+      @gateway.purchase(@amount, @apple_pay_card, @options)
+    end.check_request do |_method, endpoint, data, _headers|
+      if /payment/.match?(endpoint)
+        json_data = JSON.parse(data)
+        assert_equal 'ApplePay', json_data['paymentOption']['card']['externalToken']['externalTokenProvider']
+        assert_not_nil json_data['paymentOption']['card']['externalToken']['cryptogram']
+      end
+    end.respond_with(successful_purchase_response)
+  end
+
+  def test_successful_purchase_with_google_pay
+    stub_comms(@gateway, :ssl_request) do
+      @gateway.purchase(@amount, @google_pay_card, @options)
+    end.check_request do |_method, endpoint, data, _headers|
+      if /payment/.match?(endpoint)
+        json_data = JSON.parse(data)
+        assert_equal 'GooglePay', json_data['paymentOption']['card']['externalToken']['externalTokenProvider']
+        assert_not_nil json_data['paymentOption']['card']['externalToken']['cryptogram']
+      end
+    end.respond_with(successful_purchase_response)
+  end
+
   private
 
   def three_ds_assertions(payment_option_card)