Fix for when settings are unset

[rbren]

End-user friendly description of the problem this fixes or functionality that this introduces

• Include this change in the Release Notes. If checked, you must provide an end-user friendly description for your change below
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Give a summary of what the PR does, explaining any non-trivial design decisions

Currently if the settings endpoint returns a 404, the user doesn't properly get prompted to fill out their settings

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Link of any specific issues this addresses

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To run this PR locally, use the following command:

docker run -it --rm   -p 3000:3000   -v /var/run/docker.sock:/var/run/docker.sock   --add-host host.docker.internal:host-gateway   -e SANDBOX_RUNTIME_CONTAINER_IMAGE=docker.all-hands.dev/all-hands-ai/runtime:e0e5792-nikolaik   --name openhands-app-e0e5792   docker.all-hands.dev/all-hands-ai/openhands:e0e5792

[amanape]

Blocked by #5873 since it makes some changes to when/where settings are saved

[tofarr]

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