Set a dividend minimum in the aftertax account

[hubcity]

I suspect some users (or at least one) have an aftertax account where they receive distributions every year even when they don't sell anything. Could this be modeled with a percent dividend parameter?

This is making me wonder if this is why i-orp has a separate capital gains column.

[wscott]

I think that can already be modeled with an 'income' block. This sounds like a non-taxed income.
However, we currently have a limitation that income blocks can only be used for direct spending. A large windfall that goes into savings isn't modeled.

[hubcity]

The issue is that it is taxed income.

This is the situation that I'm thinking about: Suppose you have money in a broad based mutual fund (e.g., VTSAX) in your brokerage account (I think i-orp would refer to this as your aftertax account. fplan refers to this as aftertax in the config file and refers to it as the save account in the results table). If recent history is any guide then every year you will receive around 2-3% of this account as taxable distributions (dividends and capital gains). The capital gains portion needs to be taxed as capital gains, of course. The dividends portion, in this example, would be mostly qualified dividends which are also taxed as capital gains.

Additionally, depending on how you view distributions, you would need to reduce the value (or decrease returns) of that savings account by the same amount.