diff --git a/README.md b/README.md
index 8531355..4838f48 100644
--- a/README.md
+++ b/README.md
@@ -220,6 +220,7 @@ Used for example by the following tested institutions:
 - Hypo Vereinsbank
 - BAWAG P.S.K. (AT)
 - Bank Frick (LI)
+- BNP (FDL order type only)
 
 Is Epics working with your institution? Please help us to grow this list of supported banks:
 
diff --git a/lib/epics.rb b/lib/epics.rb
index 08a88a7..fc3c5aa 100644
--- a/lib/epics.rb
+++ b/lib/epics.rb
@@ -29,6 +29,7 @@
 require "epics/c54"
 require "epics/ptk"
 require "epics/hac"
+require "epics/fdl"
 require "epics/hpd"
 require "epics/cd1"
 require "epics/cct"
diff --git a/lib/epics/client.rb b/lib/epics/client.rb
index de502e2..9e190d3 100644
--- a/lib/epics/client.rb
+++ b/lib/epics/client.rb
@@ -163,6 +163,10 @@ def STA(from = nil, to = nil)
     download(Epics::STA, from, to)
   end
 
+  def FDL(format)
+    download(Epics::FDL, format)
+  end
+
   def VMK(from = nil, to = nil)
     download(Epics::VMK, from, to)
   end
diff --git a/lib/epics/fdl.rb b/lib/epics/fdl.rb
new file mode 100644
index 0000000..1bbd589
--- /dev/null
+++ b/lib/epics/fdl.rb
@@ -0,0 +1,40 @@
+class Epics::FDL < Epics::GenericRequest
+  attr_accessor :file_format
+
+  def initialize(client, file_format)
+    super(client)
+    self.file_format = file_format
+  end
+
+
+  def header
+    Nokogiri::XML::Builder.new do |xml|
+      xml.header(authenticate: true) {
+        xml.static {
+          xml.HostID host_id
+          xml.Nonce nonce
+          xml.Timestamp timestamp
+          xml.PartnerID partner_id
+          xml.UserID user_id
+          xml.Product("EPICS - a ruby ebics kernel", 'Language' => 'de')
+          xml.OrderDetails {
+            xml.OrderType 'FDL'
+            xml.OrderID "A00A"
+            xml.OrderAttribute "DZHNN"
+            xml.FDLOrderParams {
+              xml.FileFormat file_format
+            }
+          }
+          xml.BankPubKeyDigests {
+            xml.Authentication(client.bank_x.public_digest, Version: 'X002', Algorithm: "http://www.w3.org/2001/04/xmlenc#sha256")
+            xml.Encryption(client.bank_e.public_digest, Version: 'E002', Algorithm: "http://www.w3.org/2001/04/xmlenc#sha256" )
+          }
+          xml.SecurityMedium "0000"
+        }
+        xml.mutable {
+          xml.TransactionPhase 'Initialisation'
+        }
+      }
+    end.doc.root
+  end
+end
diff --git a/spec/orders/fdl_spec.rb b/spec/orders/fdl_spec.rb
new file mode 100644
index 0000000..3c5d8cc
--- /dev/null
+++ b/spec/orders/fdl_spec.rb
@@ -0,0 +1,24 @@
+RSpec.describe Epics::FDL do
+  let(:client) { Epics::Client.new( File.open(File.join( File.dirname(__FILE__), '..', 'fixtures', 'SIZBN001.key')), 'secret' , 'https://194.180.18.30/ebicsweb/ebicsweb', 'SIZBN001', 'EBIX', 'EBICS') }
+
+  context 'with file format' do
+    subject(:order) { described_class.new(client, "camt.fin.mt940.stm.0w1") }
+
+    describe '#to_xml' do
+      specify { expect(order.to_xml).to be_a_valid_ebics_doc }
+
+      it 'does includes a file format as standard order parameter' do
+        
+        expect(order.to_xml).to include('<FDLOrderParams><FileFormat>camt.fin.mt940.stm.0w1</FileFormat></FDLOrderParams>')
+      end
+    end
+
+    describe '#to_receipt_xml' do
+      before { order.transaction_id = SecureRandom.hex(16) }
+
+      specify { expect(order.to_receipt_xml).to be_a_valid_ebics_doc }
+    end
+  end
+
+ 
+end