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<!DOCTYPE html>
<html lang="en">
<head>
<title>News</title>
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="description" content="Elearn project">
<meta name="viewport" content="width=device-width, initial-scale=1">
<link rel="stylesheet" type="text/css" href="styles/bootstrap4/bootstrap.min.css">
<link href="plugins/font-awesome-4.7.0/css/font-awesome.min.css" rel="stylesheet" type="text/css">
<link href="plugins/video-js/video-js.css" rel="stylesheet" type="text/css">
<link rel="stylesheet" type="text/css" href="styles/news.css">
<link rel="stylesheet" type="text/css" href="styles/news_responsive.css">
<link rel="stylesheet" type="text/css" href="emicalc.css">
</head>
<body>
<!-- Header Content -->
<div class="header_container">
<div class="container">
<div class="row">
<div class="col">
<div class="header_content d-flex flex-row align-items-center justify-content-start">
<div class="logo_container">
<a href="#">
<div class="logo_content d-flex flex-row align-items-end justify-content-start">
<div class="logo_img"><img src="images/logo.png" alt=""></div>
<div class="logo_text">Nsquare Finanace</div>
</div>
</a>
</div>
<nav class="main_nav_contaner ml-auto">
<ul class="main_nav">
<li><a href="index.html">home</a></li>
<li><a href="about.html">about us</a></li>
<li class="nav-item dropdown">
<a class="nav-link dropdown-toggle" href="#" id="navbarDropdown" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
Loans
</a>
<div class="dropdown-menu" aria-labelledby="navbarDropdown">
<a class="dropdown-item" href="homeloan.html">Home Loan</a>
<a class="dropdown-item" href="loanagainst.html">Loan Against Property</a>
<a class="dropdown-item" href="carloan.html">Car Loan</a>
<a class="dropdown-item" href="buisnessloan.html">Buisness Loan</a>
<a class="dropdown-item" href="eduloan.html">Education Loan</a>
<a class="dropdown-item" href="cvehicleloan.html">Commercial Vehicle Loan</a>
<a class="dropdown-item" href="const_loan.html">Construction Equipment Loan</a>
<a class="dropdown-item" href="msmeloan.html">MSME Loan</a>
<a class="dropdown-item" href="projectloan.html">Project Loan</a>
<a class="dropdown-item" href="ploan.html">Personal Loan</a>
<!-- Add more services as needed -->
</div>
</li>
<li class="nav-item dropdown">
<a class="nav-link dropdown-toggle" href="#" id="navbarDropdown" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
Insurance
</a>
<div class="dropdown-menu" aria-labelledby="navbarDropdown">
<a class="dropdown-item" href="lifeinsurance.html">Life Insurance</a>
<a class="dropdown-item" href="healthinsurance.html">Health Insurance</a>
<a class="dropdown-item" href="generalinsurance.html">General Insurance</a>
<!-- Add more services as needed -->
</div>
</li>
<li><a href="partners.html">Become a Partner</a></li>
<li><a href="contact.html">contact</a></li>
</ul>
<!-- <div class="search_button"><i class="fa fa-search" aria-hidden="true"></i></div> -->
<!-- Hamburger -->
<div class="hamburger menu_mm"><i class="fa fa-bars menu_mm" aria-hidden="true"></i></div>
</nav>
</div>
</div>
</div>
</div>
</div>
<!-- Menu -->
<div class="menu d-flex flex-column align-items-end justify-content-start text-right menu_mm trans_400">
<div class="menu_close_container"><div class="menu_close"><div></div><div></div></div></div>
<nav class="menu_nav">
<ul class="menu_mm">
<li class="menu_mm"><a href="index.html">Home</a></li>
<li class="menu_mm"><a href="services.html">About Us</a></li>
<li class="nav-item dropdown">
<a class="nav-link dropdown-toggle" href="#" id="navbarDropdown" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
Loans
</a>
<div class="dropdown-menu" aria-labelledby="navbarDropdown">
<a class="dropdown-item" href="homeloan.html">Home Loan</a>
<a class="dropdown-item" href="loanagainst.html">Loan Against Property</a>
<a class="dropdown-item" href="carloan.html">Car Loan</a>
<a class="dropdown-item" href="buisnessloan.html">Buisness Loan</a>
<a class="dropdown-item" href="eduloan.html">Education Loan</a>
<a class="dropdown-item" href="cvehicleloan.html">Commercial Vehicle Loan</a>
<a class="dropdown-item" href="const_loan.html">Construction Equipment Loan</a>
<a class="dropdown-item" href="msmeloan.html">MSME Loan</a>
<a class="dropdown-item" href="projectloan.html">Project Loan</a>
<a class="dropdown-item" href="ploan.html">Personal Loan</a>
<!-- Add more services as needed -->
</div>
</li>
<li class="nav-item dropdown">
<a class="nav-link dropdown-toggle" href="#" id="navbarDropdown" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
Insurance
</a>
<div class="dropdown-menu" aria-labelledby="navbarDropdown">
<a class="dropdown-item" href="lifeinsurance.html">Life Insurance</a>
<a class="dropdown-item" href="healthinsurance.html">Health Insurance</a>
<a class="dropdown-item" href="generalinsurance.html">General Insurance</a>
<!-- Add more services as needed -->
</div>
</li>
<li class="menu_mm"><a href="partners.html">Become a Partner</a></li>
<li class="menu_mm"><a href="contact.html">Contact us</a></li>
</ul>
</nav>
</div>
<div class="home">
<!-- Background image artist https://unsplash.com/@thepootphotographer -->
<div class="home_background parallax_background parallax-window" data-parallax="scroll"
data-image-src="edulaon2.jpg" data-speed="0.8"></div>
<div class="home_container">
<div class="container">
<div class="row">
<div class="col">
<div class="home_content text-center">
<div class="home_title">Education Loan</div>
<div class="breadcrumbs">
<ul>
<li><a href="index.html">Home</a></li>
<li>Education Loan</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<!-- News -->
<div class="news">
<div class="container">
<div class="row">
<!-- News Posts -->
<div class="col-lg-8">
<div class="news_posts">
<!-- Home Loan Overview -->
<div class="news_post card">
<div class="news_post_image"><img src="eduloan_img.jpg" alt="" class="img-fluid rounded"></div>
<div class="news_post_body">
<div class="news_post_title"><a><strong>Education Loan
</strong></a></div>
<div class="news_post_text">
<p>An education loan is a type of loan designed to help students finance their higher education expenses, such as tuition fees, books, accommodation, and other related costs. These loans are offered by banks and financial institutions to students who meet certain eligibility criteria, with flexible repayment terms.
</p>
<p>
<p><strong><h3>Key Features of Education Loans
</h3></strong></p>
</p>
<ul>
<li><strong>Loan Amount:</strong>Varies depending on the cost of the course and the institution. Banks may offer higher loan amounts for studies abroad.</li>
<li><strong>Interest Rate:</strong>Generally lower than personal loans, and some banks offer a reduced rate for specific fields or courses.</li>
<li><strong>Repayment Moratorium:</strong>A grace period, usually covering the course duration plus 6-12 months after completion, during which repayment is not required.</li>
<li><strong>Loan Tenure:</strong> Varies, typically ranging from 5 to 15 years, starting after the moratorium period.</li>
<li><strong>Collateral Requirement:</strong> No collateral is needed for smaller loan amounts (generally up to INR 4 lakh in India). Larger loan amounts may require collateral, such as property or a fixed deposit.</li>
</ul>
</div>
</div>
</div>
<!-- Types of Home Loans -->
<div class="news_post card">
<div class="news_post_image"><img src="typeofedu.jpeg" alt="" class="img-fluid rounded"></div>
<div class="news_post_body">
<div class="news_post_title"><a>Types of Education Loans</a></div>
<div class="news_post_text">
<ul>
<li><strong>*Domestic Education Loan:</strong> For students studying in India.</li>
<li><strong>International Education Loan:</strong>For students pursuing studies abroad, often with higher loan amounts.</li>
<li><strong>Vocational Education Loan:</strong>Vocational Education Loan</li>
</ul>
</div>
</div>
</div>
<!-- Eligibility Criteria -->
<div class="news_post card">
<div class="news_post_image"><img src="eligible.jpeg" alt="" class="img-fluid rounded"></div>
<div class="news_post_body">
<div class="news_post_title"><a>Eligibility Criteria</a></div>
<div class="news_post_text">
<ul>
<li><strong>Admission Confirmation:</strong> Proof of admission into a recognized course or institution.</li>
<li><strong>Academic Record:</strong> Some lenders require a strong academic background.</li>
<li><strong>Co-applicant Requirement:</strong> Generally, a parent or guardian is required as a co-applicant.</li>
<li><strong>Income and Credit History of Co-applicant:</strong>Influences loan approval and interest rates.</li>
</ul>
</div>
</div>
</div>
<!-- Tax Benefits -->
<div class="news_post card">
<div class="news_post_image"><img src="expenses.jpeg" alt="" class="img-fluid rounded"></div>
<div class="news_post_body">
<div class="news_post_title"><a>Common Expenses Covered
</a></div>
<div class="news_post_text">
<ul>
<li><strong>Tuition Fees</strong><strong>Examination Fees</strong>
</li>
<li><strong>Accommodation and Living Expenses</strong>
</li>
<li><strong>Books, Equipment, and Laptop Costs</strong></li>
<li><strong>Travel Expenses (for studies abroad)</strong></li>
</ul>
</div>
</div>
</div>
<!-- Tax Benefits -->
<div class="news_post card">
<div class="news_post_image"><img src="taxbenefits.jpeg" alt="" class="img-fluid rounded"></div>
<div class="news_post_body">
<div class="news_post_title"><a>Tax Benefits</a></div>
<div class="news_post_text">
<ul>
<li><strong>Interest Deduction:</strong> Under Section 80E of the Income Tax Act (in India), the interest paid on an education loan can be claimed as a deduction from taxable income for up to 8 years.</li>
</ul>
</div>
</div>
</div>
<div class="news_post card">
<div class="news_post_image"><img src="advantage.jpeg" alt="" class="img-fluid rounded" ></div>
<div class="news_post_body">
<div class="news_post_title"><a>Advantages of Education Loans</a></div>
<div class="news_post_text">
<ul>
<li><strong>Financial Support:</strong> Enables students to pursue education without immediate financial strain.</li>
<li><strong>Flexible Repayment:</strong> The moratorium period helps manage repayments after getting a job.</li>
<li><strong>Building Credit History:</strong> Successfully repaying the loan can build a positive credit history for the student.</li>
</ul>
</div>
</div>
</div>
<div class="news_post card">
<div class="news_post_image"><img src="consider.jpeg" alt="" class="img-fluid rounded"></div>
<div class="news_post_body">
<div class="news_post_title"><a href="#">Considerations</a></div>
<div class="news_post_text">
<ul>
<li><strong>Interest Accrual:</strong> Interest accrues during the moratorium period, which increases the total repayment amount.</li>
<li><strong>Repayment Responsibility:</strong> The student is responsible for repayment after the moratorium, which may affect early career finances.</li>
</ul>
</div>
</div>
</div>
<style>
body {
font-family: 'Poppins', sans-serif;
background-color: #f9f9f9;
}
.card {
background: #fff;
border-radius: 10px;
box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
margin-bottom: 20px;
overflow: hidden;
padding: 15px;
}
.news_post_image img {
border-radius: 10px;
width: 100%;
height: 300px;
}
/* Sidebar Styles */
.sidebar_categories {
background: #fff;
border-radius: 10px;
padding: 15px;
box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
}
.sidebar_title {
font-weight: bold;
color: #333;
margin-bottom: 10px;
text-transform: uppercase;
}
.sidebar_links ul {
list-style: none;
padding: 0;
}
.sidebar_links ul li a {
display: block;
padding: 10px;
color: #333;
text-decoration: none;
border-bottom: 1px solid #eee;
}
.sidebar_links ul li a:hover {
background: #007bff;
color: #fff;
border-radius: 5px;
}
/* Responsive Styles */
@media (max-width: 768px) {
.news_posts {
display: flex;
flex-direction: column;
}
.sidebar {
display: none;
}
}
</style>
</div>
</div>
<!-- Sidebar -->
<div class="col-lg-4">
<div class="sidebar">
<div class="sidebar_categories">
<div class="sidebar_title">Other Services</div>
<div class="sidebar_links">
<ul>
<li><a class="dropdown-item" href="homeloan.html">Home Loan</a>
<a class="dropdown-item" href="loanagainst.html">Loan Against Property</a>
<a class="dropdown-item" href="carloan.html">Car Loan</a>
<a class="dropdown-item" href="buisnessloan.html">Buisness Loan</a>
<a class="dropdown-item" href="cvehicleloan.html">Commercial Vehicle Loan</a>
<a class="dropdown-item" href="const_loan.html">Construction Equipment Loan</a>
<a class="dropdown-item" href="msmeloan.html">MSME Loan</a>
<a class="dropdown-item" href="projectloan.html">Project Loan</a>
<a class="dropdown-item" href="ploan.html">Personal Loan</a>
<a class="dropdown-item" href="lifeinsurance.html">Life Insurance</a>
<a class="dropdown-item" href="healthinsurance.html">Health Insurance</a>
<a class="dropdown-item" href="generalinsurance.html">General Insurance</a>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<!-- Footer -->
<footer class="footer">
<div class="container">
<div class="row">
<!-- About -->
<div class="col-lg-3 footer_col">
<div class="footer_about">
<div class="logo_container">
<a href="#">
<div class="logo_content d-flex flex-row align-items-end justify-content-start">
<div class="logo_img"><img src="images/logo.png" alt=""></div>
<div class="logo_text">Nsquare Finance</div>
</div>
</a>
</div>
<div class="footer_about_text">
<p>Your partner in achieving financial success.</p>
</div>
<div class="footer_social">
<ul>
<li><a href="https://www.facebook.com/nsquareconsultant/"><i class="fa fa-facebook" aria-hidden="true"></i></a></li>
<li><a href="http://instagram.com/nsquarecompany"><i class="fa fa-instagram" aria-hidden="true"></i></a></li>
</ul>
</div>
</div>
</div>
<div class="col-lg-3 footer_col">
<div class="footer_links">
<div class="footer_title">Quick menu</div>
<ul class="footer_list">
<li><a href="index.html">Home</a></li>
<li><a href="about.html">About us</a></li>
<li><a href="partners.html">Become a Partner</a></li>
<li><a href="contact.html">Contact</a></li>
<!-- <li><a href="#">Facts</a></li> -->
</ul>
</div>
</div>
<div class="col-lg-3 footer_col">
<div class="footer_links">
<div class="footer_title">Useful Links</div>
<ul class="footer_list">
<li class="nav-item dropdown">
<a class="nav-link dropdown-toggle" href="#" id="navbarDropdown" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
Loans
</a>
<div class="dropdown-menu" aria-labelledby="navbarDropdown">
<a class="dropdown-item" href="homeloan.html">Home Loan</a>
<a class="dropdown-item" href="loanagainst.html">Loan Against Property</a>
<a class="dropdown-item" href="carloan.html">Car Loan</a>
<a class="dropdown-item" href="buisnessloan.html">Buisness Loan</a>
<a class="dropdown-item" href="eduloan.html">Education Loan</a>
<a class="dropdown-item" href="cvehicleloan.html">Commercial Vehicle Loan</a>
<a class="dropdown-item" href="const_loan.html">Construction Equipment Loan</a>
<a class="dropdown-item" href="msmeloan.html">MSME Loan</a>
<a class="dropdown-item" href="projectloan.html">Project Loan</a>
<a class="dropdown-item" href="ploan.html">Personal Loan</a>
<!-- Add more services as needed -->
</div>
</li>
<li class="nav-item dropdown">
<a class="nav-link dropdown-toggle" href="#" id="navbarDropdown" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
Insurance
</a>
<div class="dropdown-menu" aria-labelledby="navbarDropdown">
<a class="dropdown-item" href="lifeinsurance.html">Life Insurance</a>
<a class="dropdown-item" href="healthinsurance.html">Health Insurance</a>
<a class="dropdown-item" href="generalinsurance.html">General Insurance</a>
<!-- Add more services as needed -->
</div>
</li>
<!-- <li><a href="#">Links</a></li>
<li><a href="#">FAQ</a></li> -->
</ul>
</div>
</div>
<div class="col-lg-3 footer_col">
<div class="footer_contact">
<div class="footer_title">Contact Us</div>
<div class="footer_contact_info">
<div class="footer_contact_item">
<div class="footer_contact_title">Address:</div>
<div class="footer_contact_line">Nest Coworking, Opp. Tata Capital Housing, Red Cross Road, Sadar, Nagpur - 440001</div>
</div>
<div class="footer_contact_item">
<div class="footer_contact_title">Phone:</div>
<div class="footer_contact_line">919860501379</div>
</div>
<div class="footer_contact_item">
<div class="footer_contact_title">Email:</div>
<div class="footer_contact_line">[email protected]</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="copyright">
<p class="text-center text-md-end text-xl-start">
© 2024 nsquare Finance Consultant. All rights reserved.
</p>
</div>
</footer>
<div id="emi-toggle"><strong>EMI Calc</strong></div>
<div id="emi-calculator">
<div class="emi-header">
EMI Calculator
<button class="emi-close-btn" id="emi-close-btn">×</button>
</div>
<div class="emi-content">
<div class="emi-input-group">
<label for="loanAmount">Loan Amount</label>
<input type="number" id="loanAmount" placeholder="₹1,00,000">
<input type="range" id="loanAmountSlider" class="slider" min="10000" max="5000000" step="10000">
</div>
<div class="emi-input-group">
<label for="interestRate">Interest Rate (%)</label>
<input type="number" id="interestRate" placeholder="10%">
<input type="range" id="interestRateSlider" class="slider" min="1" max="20" step="0.1">
</div>
<div class="emi-input-group">
<label for="loanTenure">Loan Tenure (Years)</label>
<input type="number" id="loanTenure" placeholder="5">
<input type="range" id="loanTenureSlider" class="slider" min="1" max="30">
</div>
<div class="emi-summary">
<div><strong>Monthly EMI:</strong> <span id="monthlyEmi">₹0</span></div>
<div><strong>Total Payment:</strong> <span id="totalPayment">₹0</span></div>
<div><strong>Total Interest:</strong> <span id="totalInterest">₹0</span></div>
</div>
<button class="emi-button" onclick="calculateEMI()">Calculate EMI</button>
</div>
</div>
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