cards.json

{
    "topic": "Checking",
    "question": "What is a checking account?",
    "answer": "A bank account that is used for everyday transactions"
}
{
    "topic": "Checking",
    "question": "How do you get a checking account?"
,
    "answer": ["Apply at a bank or online!",
	       "You need 2 forms of identification",
	       "If you are under 18, a joint account is needed with a parent or guardian",
	       "In this case both people need their identities checked"]

}
{
    "topic": "Checking",
    "question": "What can you use the checking account for?",
    "answer":["Store money",
	      "Checks",
	      "ATMs",
	      "Direct deposit",
	      "Debit Cards"]
}
{
    "topic": "Checking",
    "question": "How do you use a debit card?",
    "answer":["Swipe it when paying for things",
	      "Need a PIN (Personal identification number to check your identity)",
	      "Avoid extra fees and costs by not paying more than you have"]
}
{
    "topic": "Checking",
    "question": "What should you be aware of?",
    "answer":["Don’t withdraw/spend more than you have, you will be charged HUGE fees",
	      "Keep track of your balance on your own. Sometimes technology fails",
	      "Watch out for fees",
	      "Get an account that is free to open",
	      "Check for hidden fees and requirements",
	      "Make sure the bank is FDIC Insured. This means it is official and government regulated"]
}
{
    "topic": "Savings",
    "question": "What is a savings account?",
    "answer":["Similar to a checking account but not for everyday purchases",
	      "Banks lend your money to others, and in exchange you earn interest"]

}
{
    "topic": "Savings",
    "question": "Why do you need one?",
    "answer":["Lets you store money is a separate, safe place",
	      "Likely has a better interest rate",
	      "Protected from everyday spending"]

}
{
    "topic": "Savings",
    "question": "What is an interest rate?",
    "answer":["Rate that the bank pays on your money",
	      "Higher than a checking account",
	      "Can make a few cents, but still is money!"]

}
{
    "topic": "Savings" ,
    "question": "What is the difference between a checking and savings account?",
    "answer":["Checking has debit card, savings doesn't",
	      "Checking has lower interest rate",
	      "Savings has withdrawal limits, and higher interest rates"]

}