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</head><body class="theme-dark mod-windows is-frameless is-hidden-frameless obsidian-app show-inline-title show-view-header outliner-plugin-better-lists outliner-plugin-dnd" style="--zoom-factor:1.2; --font-text-size:16px; --line-width:50em; --line-width-adaptive:50em; --file-line-width:50em; --content-width:500em; --sidebar-width:25em; --collapse-arrow-size:0.4em; --tree-horizontal-spacing:1em; --tree-vertical-spacing:0.5em; --sidebar-margin:12px;"><div class="webpage-container"><div class="sidebar-left sidebar"><div class="sidebar-content"><div><label class="theme-toggle-container" for="theme_toggle"><input class="theme-toggle-input" type="checkbox" id="theme_toggle"><div class="toggle-background"></div></label></div><div class="tree-container file-tree mod-nav-indicator" data-depth="0"><div class="tree-header"><span class="sidebar-section-header">Bootcamp</span><button class="clickable-icon collapse-tree-button is-collapsed"><iconify-icon icon="ph:arrows-in-line-horizontal-bold" width="18px" height="18px" rotate="90deg" color="currentColor"></iconify-icon></button></div><div class="tree-scroll-area"></div></div></div></div><div class="document-container"><div class="markdown-preview-view markdown-rendered node-insert-event allow-fold-headings show-indentation-guide allow-fold-lists" tabindex="-1" style="tab-size: 4;"><style id="MJX-CHTML-styles"></style><div class="markdown-preview-sizer markdown-preview-section" style="padding-bottom: ; padding-top: var(--file-margins); padding-right: var(--file-margins); padding-left: var(--file-margins); width: 100%; position: absolute;"><div class="markdown-preview-pusher" style="width: 1px; height: 0.1px; margin-bottom: 0px;"></div><div class="mod-header"><div class="inline-title" contenteditable="true" spellcheck="true" autocapitalize="on" tabindex="-1" enterkeyhint="done">Consumer Complaints</div></div><div><h3 data-heading="Analyzing the consumer complaints database" id="Analyzing_the_consumer_complaints_database" style="display: flex;"><div class="heading-collapse-indicator collapse-indicator collapse-icon"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="svg-icon right-triangle"><path d="M3 8L12 17L21 8"></path></svg></div>Analyzing the consumer complaints database</h3></div><div><h4 data-heading="Debt during COVID-19?" id="Debt_during_COVID-19?" style="display: flex;"><div class="heading-collapse-indicator collapse-indicator collapse-icon"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="svg-icon right-triangle"><path d="M3 8L12 17L21 8"></path></svg></div>Debt during COVID-19?</h4></div><div><p>I am very interested in debt particularly regarding housing and particularly during COVID-19. I was living in Colorado and downloaded all of the complaints for that state. There is a zip code field in the data associated with the home residence of the complainant. I aggregated the data by counting all complaints within zip codes and mapped them by zip code using QGIS.</p></div><div><p>You will need to get the ZCTA shapefile from the<a data-tooltip-position="top" aria-label="https://www.census.gov/cgi-bin/geo/shapefiles/index.php" rel="noopener" class="external-link" href="https://www.census.gov/cgi-bin/geo/shapefiles/index.php" target="_blank"> Tiger/Line(R) Census website</a> and you will need to create a pivot table in Excel that counts all complaints by Zip code.</p></div><div><p>Merge the data to the shapefile by Zip Code to create this map.</p></div><div><p><span alt="Pasted image 20230803181940.png" src="Pasted image 20230803181940.png" class="internal-embed media-embed image-embed is-loaded"><img alt="Pasted image 20230803181940.png" src="pasted-image-20230803181940.png"></span><br>
<strong>Fig. 1</strong>. Consumer complaints by Zip Code in Colorado</p></div><div><h4 data-heading="Filtering the Complaints database" id="Filtering_the_Complaints_database" style="display: flex;"><div class="heading-collapse-indicator collapse-indicator collapse-icon"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="svg-icon right-triangle"><path d="M3 8L12 17L21 8"></path></svg></div>Filtering the Complaints database</h4></div><div><p>Of course we are interested in family well-being. I searched through the reports for the word "divorce" during phase I of the pandemic from 3/14/2020 - Aug 5, 2020. <a data-tooltip-position="top" aria-label="https://www.consumerfinance.gov/data-research/consumer-complaints/search/?chartType=line&dateInterval=Month&date_received_max=2020-08-05&date_received_min=2020-03-14&has_narrative=true&lens=Product&searchField=all&searchText=divorce&subLens=sub_product&tab=Trends" rel="noopener" class="external-link" href="https://www.consumerfinance.gov/data-research/consumer-complaints/search/?chartType=line&dateInterval=Month&date_received_max=2020-08-05&date_received_min=2020-03-14&has_narrative=true&lens=Product&searchField=all&searchText=divorce&subLens=sub_product&tab=Trends" target="_blank">Click here</a>) to see my filtering of the data. </p></div><div><p>You can copy this map right from the website. It shows the map of the number of complaints during Phase I of the pandemic that included the word 'Divorce.'<br>
<span alt="Pasted image 20230803182930.png" src="Pasted image 20230803182930.png" class="internal-embed media-embed image-embed is-loaded"><img alt="Pasted image 20230803182930.png" src="pasted-image-20230803182930.png"></span></p></div><div><p>Here are a few of the narratives associated with these complaints from Ohio:<br>
<span alt="Pasted image 20230803183048.png" src="Pasted image 20230803183048.png" class="internal-embed media-embed image-embed is-loaded"><img alt="Pasted image 20230803183048.png" src="pasted-image-20230803183048.png"></span><br>
<span alt="Pasted image 20230803184556.png" src="Pasted image 20230803184556.png" class="internal-embed media-embed image-embed is-loaded"><img alt="Pasted image 20230803184556.png" src="pasted-image-20230803184556.png"></span><br>
It is sad to note how divorce affects families, including foreclosure, which impacts children as well. In fact, much of my work involves issues of housing insecurity and child abuse or neglect. Theoretically, it seems that debt is a big source of strain and conflict in families due to stress, and that may increase the likelihood of child health.</p></div><div><p>These data are fully downloadable and you can use write Excel formulas to search through the text field and retrieve narratives to inform your research.</p></div><div class="mod-footer"><div class="embedded-backlinks" style="display: none;"></div></div></div></div></div><div class="sidebar-right sidebar"><div class="sidebar-content"><span class="sidebar-section-header">Interactive Graph</span><div class="graph-view-placeholder">
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</div><div class="tree-container outline-tree" data-depth="0"><div class="tree-header"><span class="sidebar-section-header">Table Of Contents</span><button class="clickable-icon collapse-tree-button"><iconify-icon icon="ph:arrows-in-line-horizontal-bold" width="18px" height="18px" rotate="90deg" color="currentColor"></iconify-icon></button></div><div class="tree-scroll-area"><div class="tree-item mod-tree-heading" data-depth="1"><div class="tree-item-contents"><a class="tree-item-link" href="#Consumer_Complaints"><span class="tree-item-title">Consumer Complaints</span></a></div><div class="tree-item-children"><div class="tree-item mod-tree-heading" data-depth="3"><div class="tree-item-contents"><a class="tree-item-link" href="#Analyzing_the_consumer_complaints_database"><span class="tree-item-title">Analyzing the consumer complaints database</span></a></div><div class="tree-item-children"></div></div><div class="tree-item mod-tree-heading" data-depth="4"><div class="tree-item-contents"><a class="tree-item-link" href="#Debt_during_COVID-19?"><span class="tree-item-title">Debt during COVID-19?</span></a></div><div class="tree-item-children"></div></div><div class="tree-item mod-tree-heading" data-depth="4"><div class="tree-item-contents"><a class="tree-item-link" href="#Filtering_the_Complaints_database"><span class="tree-item-title">Filtering the Complaints database</span></a></div><div class="tree-item-children"></div></div></div></div></div></div></div></div></div></body></html>