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Lets say Alice lists a bike for $100 and Bob rents the bike. My listing fee is 10% so $90 needs to be credited to Alice. In this scenario Alice is the Seller and Bob is the Customer.
What if Alice also wanted to be a Customer? Before Alice credits the $90 to her bank account can she spend the money renting a bike?
Based on a conversation on irc
<@ras__> using orders, which you need to use, confines you to paying out only to the merchants bank account
<@ras__> We are looking into making those sorts of transfers possible yes