From f4e154c7d24e7b7b769aa8a305f3972fc90ee750 Mon Sep 17 00:00:00 2001 From: chiararovis Date: Fri, 4 Oct 2024 12:11:40 +0200 Subject: [PATCH] fix: copy --- .../App/pages/UserStories/Scenarios.tsx | 98 +++++++++---------- 1 file changed, 49 insertions(+), 49 deletions(-) diff --git a/src/js/components/App/pages/UserStories/Scenarios.tsx b/src/js/components/App/pages/UserStories/Scenarios.tsx index 1cbda8e..a1002aa 100644 --- a/src/js/components/App/pages/UserStories/Scenarios.tsx +++ b/src/js/components/App/pages/UserStories/Scenarios.tsx @@ -12,66 +12,66 @@ const Scenarios = () => ( }> - Robert is a young man, that wants to buy a nice flat in the city - center of his city. His rent is very high but he is able to manage to - pay it every months. The bank is reluctant to grant him a morgage, - with instalment similar in amount to his rent. Robert thinks this is - ridicouls since is already paying an equal amount in rent every - mounth. Robert decide to give a try to the Ekoke method.
- Robert is a tecnology guy, he was able to understand the functionament - of Ekoke, and ready to start. He made the payment of the deposit and - the NFT collection was issued. + Robert is a young man who dreams of buying a nice apartment in the + city center. Although his rent is quite high, he manages to pay it + every month. However, the bank is hesitant to give him a mortgage, + even though the monthly installments would be similar to his rent. + Robert finds this absurd, as he’s already proving he can afford the + same amount every month. Frustrated, he decides to try the Ekoke + method.
- People from all around the world, the third parties, bought the NFTs - that rapresent robert' mortgage. Robert is able to move in, and - start to enjoy the house. He startes to buy each month a NFT, and in a - couple of years he was able to buy them all. Robert, now, is a pride - real estate owner, paying a little fraction of interests compared to - the ones that he would have paid with some method that are more - "main streem". + Being tech-savvy, Robert quickly understands how Ekoke works and is + ready to begin. He pays the deposit, and an NFT collection + representing his mortgage is issued. People from around the + world—third-party investors—buy these NFTs. Robert moves into his new + home and begins purchasing an NFT each month. Within a couple of + years, he manages to buy them all. +
+ Now, Robert proudly owns his property, having paid far less in + interest than he would have with more "mainstream" methods. "main + streem". } reversedLayout> - Alice is a middle age woman, she want to buy a bigger house for her - family. Also in her case, the bank is reclunt to grant her a mortgage - due to the fact she do not have enought for the down-payment. -
- She decided to use the Ekoke method only for a share of the - house's value instead of buying the property entirly. Then her - intentiions are to rely on a bank for the remening part of the - mortgage. -
- Also for Alice a NFT collection is being issued, but it does not - represent the entire value of the property but only a part, let's say - 30%. She payed also a deposit calculated on that part, so on 30%. Her - goal is buy all the NFTs too. Once she've bought all of them, she have - been to the bank that realise her the mortgage for the remaing part, - so 70%. In this way she is able to obtain lower instalment and a lower - interest rate. + Alice is a middle-aged woman who wants to buy a larger home for her + family. However, the bank is reluctant to give her a mortgage because + she doesn't have enough money for the entire down payment. She decides + to use the Ekoke method for a portion of the property's value, rather + than the entire purchase, with the intention of getting a traditional + mortgage from the bank for the remaining amount. For Alice, an NFT + collection is issued, but it only represents 30% of the property's + value. \ She puts down a deposit based on that 30%. Her plan is to + gradually buy all the NFTs related to that portion of the house. Once + that's done, Alice approaches the bank, which gives her a mortgage for + the remaining 70% of the property's value. This way, she gets her + dream home without the risk of losing it due to lack of capital and + time. }> - Darius found the house of his dream, but he does not want to rely on a - bank to buy it, so he used Ekoke. Darius paid the deposit and started - to repay back the third parties buying the NFTs back. + Darius found his dream home but didn't want to rely on a bank to + purchase it, so he turned to Ekoke. After paying the deposit, he began + repaying the third parties by buying back the NFTs tied to the + property. However, Darius, not being a reliable person, stopped making + his installment payments, which meant he no longer repaid the NFTs. + This upset the third parties, and since the repayment deadline passed, + Ekoke had to step in. +
+ DDarius had already moved into the house, but because the NFTs were + still owned by third parties, Ekoke used the deposit Darius initially + paid to cover part of the debt. Unfortunately, it wasn’t enough to + fully repay everyone, so Ekoke dipped into its own reserves to settle + the remaining balances. As a result, Ekoke legally took ownership of + the property and began the eviction process.
- Darius is not a nice guy, and for some reason he have stopped to pay - his instalment, meaning he is no longer pay back any NFTs. The third - party are upset, and the maximum time avaiable to pay them has passe - so the Ekoke organization intervene. Since all the NFTs are owned by - third parties, Darius already moved in. The Ekoke organization have - used the deposit Darius payed at the beginning to repay the thirds - parties, but this is not enought to repay all of them. So Ekoke used - their reserves to pay back the remaing ones. + Once the eviction is complete, Ekoke plans to sell the house. Any + extra profit made from the sale will be added back to the reserve they + used, ensuring they are prepared for future cases of unreliable + buyers. Darius, having breached the contract, lost all of his + investment.
- Now Ekoke is legally the owner of the property, and they have started - the evicting proccess towards Darius. Later Ekoke will sell the house, - the extra profit they did by selling the house is being put in the - same reserve that they used before, in the case some other - untrustworthy people joined Ekoke. Unlucky for Darius, he have lost - all of his investemnt due to the fact he have broke the contract.