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ACCC & DSB Data Holder Working Group Agenda & Meeting Notes 2020_04_16

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CDR API Stream edited this page Apr 16, 2020 · 4 revisions

ACCC & DSB Data Holder Working Group Agenda & Meeting Notes (16th April 2020)

When: Weekly every Thursday at 3pm-4.30pm AEST Location: WebEx, quick dial +61262464433,785383900%23%23
Meeting Details:

Desktop or Mobile Devices https://csiro.webex.com/csiro/j.php?MTID=m7c39ee9db5e5892ab35cd0bd7bbf94ce
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Video Conferencing (VC) Rooms
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External VC Room: [email protected]

Phones - AUDIO ONLY

Agenda

  1. Introductions
  2. Outstanding actions
  3. CDR Stream updates
  4. Q&A
  5. Any other business

Meeting notes

Introductions

  • 5 min will be allowed for participants to join the call.

Actions

Outstanding questions

Type Topic Update
Rules Under the CDR Rules, a data holder must have an internal dispute resolution process which complies with RG165. Do complaints or disputes include expressions of dissatisfaction in regards to Product Reference Data? This would be captured in the complaints and dispute for CDR Consumers
CDR Register https://github.com/cdr-register/register/issues/31 Issue is being tracked through https://github.com/cdr-register/register/issues/93.
Compliance Issue 162 - Product Reference Data Conformance to CDS ACCC are currently reviewing this issue
CX Guidelines and Rules CDS Logo ownership, location and access for ADHs and ADRs Response pending
Data Standards https://github.com/ConsumerDataStandardsAustralia/standards-maintenance/issues/182 Issue has been provided with an answer.
Data Standards https://github.com/ConsumerDataStandardsAustralia/standards-maintenance/issues/183 This issue is in the DSB's backlog and under review
CDR Register https://github.com/cdr-register/register/issues/88 Issue has been provided with an answer.
Data Standards, Rules and Compliance Definition of a "Tolerable delay"

Please advise what is a tolerable delay to show the transaction in the API response from the moment transaction is made.

From a standards perspective please refer to https://consumerdatastandardsaustralia.github.io/standards/#data-latency.

Within this proposal there is no specific requirement with regard to data latency (ie. how up to date data should be). Instead, the requirement for data latency is that data presented via API end points should be commensurate to data presented via other primary digital channels.

For example, for a Bank that provides a mobile application as their primary digital experience, a balance presented via one of the balance end points should be the same as the balance presented through the mobile application.

It should reasonably match what you see in your Internet Banking channel, so if you see your salary deposited on your Data Holder’s internet banking application – it should be represented in the Data Holder’s endpoint in a reasonable period of time.

The follow-up question around enforcement and the answer, was that this should be policed/ enforced via consumer complaint process.
CDR Register In 'create register', there is version "x-v" passed in header but version is not mentioned in other 3 register operations (get/modify/delete), may be the documentation needs to be updated? I believe all register APIs are versioning enabled Issue has been raised here: https://github.com/cdr-register/register/issues/95
CDR Register Are banks required to register for PRD before before becoming Data Holders?

As a Data Holder, you are not required to register on the CDR Register until you are required to share CDR consumer data with accredited data recipients in accordance with the timetable set out in under Schedule 3 of the CDR Rules. You are not required to register to share product reference data nor report on product reference data via the Admin APIs.

Also see ACCC’s latest CDR Newsletter

CDR Stream Updates

Provides a weekly update on the activities of each of the CDR streams and their workplaces

  • ACCC Rules
  • ACCC CDR Register (Technical)
  • DSB CX Standards
  • DSB Technical Standards - Energy & Banking

Presentation

No presentation is scheduled for this week.

Q&A

Questions will be received by the community via WebEx chat before the questions are opened to the floor. Participants can pre-submit questions to the DSB mailing box.

Currently received pre-submitted questions:

# Question
#1 No pre-submitted questions have been received

Notes

  • TBC

Other business

  • TBC

Next Steps

  • TBC

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