diff --git a/src/App.jsx b/src/App.jsx index edb94bc1..7ce7d030 100644 --- a/src/App.jsx +++ b/src/App.jsx @@ -38,6 +38,7 @@ import CareerPage from "./User/pages/Career-Page/careerPage.jsx"; import ServicePage from "./User/pages/Service-Page/service.jsx"; import Shipping from "./User/pages/Shipping/shipping"; import GiftCard from "./User/pages/Gift-Card/gift-card.jsx"; +import Payment_Policy from "./User/pages/Payment-Policy/payment-policy.jsx"; // Admin components import AdminVerificationPage from "./User/pages/Admin-Verification/Admin.jsx"; import AdminLayout from "./Admin/AdminLayout"; @@ -182,6 +183,7 @@ export default function App() { path="returnAndCancellation" element={} /> + } /> {/* Return and Cancellation page route */} } /> {/* EPR page route */} } /> diff --git a/src/User/components/Footer/Footer.jsx b/src/User/components/Footer/Footer.jsx index 5789d48d..9b713472 100644 --- a/src/User/components/Footer/Footer.jsx +++ b/src/User/components/Footer/Footer.jsx @@ -235,8 +235,8 @@ const Footer = () => { Gift Cards - - Terms & Conditions + + payments FAQ diff --git a/src/User/pages/Payment-Policy/payment-policy.jsx b/src/User/pages/Payment-Policy/payment-policy.jsx new file mode 100644 index 00000000..05a8a3e0 --- /dev/null +++ b/src/User/pages/Payment-Policy/payment-policy.jsx @@ -0,0 +1,620 @@ +import React, { useEffect } from "react"; + +const Payment_Policy = () => { + useEffect(() => { + document.title = "VigyBag | Return and Cancellation"; + }, []); + + return ( +
+
+
+
+

Payments

+
+

+ How do I pay for a VigyBag purchase? +

+
+

+ VigyBag offers you multiple payment methods. Whatever your online + mode of payment, you can rest assured that VigyBag's trusted + payment gateway partners use secure encryption technology to keep + your transaction details confidential at all times. +

+

+ You may use Internet Banking, Gift Card, Cash on Delivery and + Wallet to make your purchase. +

+

+ VigyBag also accepts payments made using Visa, MasterCard, Maestro + and American Express credit/debit cards in India and 21 other + countries. +

+
+

+ Are there any hidden charges (Octroi or Sales Tax) when I make a + purchase on VigyBag? +

+
+

+ There are NO hidden charges when you make a purchase on VigyBag. + The prices listed for all the items are final and all-inclusive. + The price you see on the product page is exactly what you pay. +

+

+ Delivery charges may be extra depending on the seller policy. + Please check individual seller for the same. In case of seller WS + Retail, the ₹50 delivery charge is waived off on orders worth ₹500 + and over. +

+
+

+ What is Cash on Delivery? +

+
+

+ If you are not comfortable making an online payment on + VigyBag.com, you can opt for the Cash on Delivery (C-o-D) payment + method instead. With C-o-D you can pay in cash at the time of + actual delivery of the product at your doorstep, without requiring + you to make any advance payment online. +

+

+ The maximum order value for a Cash on Delivery (C-o-D) payment is + ₹50,000. It is strictly a cash-only payment method. Gift Cards or + store credit cannot be used for C-o-D orders. Foreign currency + cannot be used to make a C-o-D payment. Only Indian Rupees + accepted. +

+
+

+ How do I pay using a credit/debit card? +

+
+

+ We accept payments made by credit/debit cards issued in India and + 21 other countries. +

+

Credit cards

+

+ We accept payments made using Visa, MasterCard and American + Express credit cards. +

+

+ To pay using your credit card at checkout, you will need your card + number, expiry date, three-digit CVV number (found on the backside + of your card). After entering these details, you will be + redirected to the bank's page for entering the online 3D Secure + password. +

+

Debit cards

+

+ We accept payments made using Visa, MasterCard and Maestro debit + cards. +

+

+ To pay using your debit card at checkout, you will need your card + number, expiry date (optional for Maestro cards), three-digit CVV + number (optional for Maestro cards). You will then be redirected + to your bank's secure page for entering your online password + (issued by your bank) to complete the payment. +

+

+ Internationally issued credit/debit cards cannot be used for + Flyte, Wallet and eGV payments/top-ups. +

+
+

+ Is it safe to use my credit/debit card on VigyBag? +

+
+

+ Your online transaction on VigyBag is secure with the highest + levels of transaction security currently available on the + Internet. VigyBag uses 256-bit encryption technology to protect + your card information while securely transmitting it to the + respective banks for payment processing. +

+

+ All credit card and debit card payments on VigyBag are processed + through secure and trusted payment gateways managed by leading + banks. Banks now use the 3D Secure password service for online + transactions, providing an additional layer of security through + identity verification. +

+
+

+ What steps does VigyBag take to prevent card fraud? +

+
+

+ VigyBag realizes the importance of a strong fraud detection and + resolution capability. We and our online payments partners monitor + transactions continuously for suspicious activity and flag + potentially fraudulent transactions for manual verification by our + team. +

+

+ In the rarest of rare cases, when our team is unable to rule out + the possibility of fraud categorically, the transaction is kept on + hold, and the customer is requested to provide identity documents. + The ID documents help us ensure that the purchases were indeed + made by a genuine cardholder. We apologise for any inconvenience + that may be caused to customers and request them to bear with us + in the larger interest of ensuring a safe and secure environment + for online transactions. +

+
+

+ What is a 3D Secure password? +

+
+

+ The 3D Secure password is implemented by VISA and MasterCard in + partnership with card issuing banks under the "Verified by VISA" + and "Mastercard SecureCode" services, respectively. +

+

+ The 3D Secure password adds an additional layer of security + through identity verification for your online credit/debit card + transactions. This password, which is created by you, is known + only to you. This ensures that only you can use your card for + online purchases. +

+
+

+ How can I get the 3D Secure password for my credit/debit card? +

+
+

+ You can register for the 3D Secure password for your credit/debit + card by visiting your bank's website. The registration links for + some of the banks have been provided below for easy reference: +

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
+ Bank Name +
+ ABN Amro Bank +
Axis Bank
+ Allahabad Bank +
Andhra Bank
+ Bank of Bahrain and Kuwait +
+ Bank of Baroda +
+ Bank of India +
+ Bank of Maharashtra +
+ Bank of Rajasthan +
+ Central Bank of India +
Citibank
+ City Union Bank +
+ Corporation Bank +
+ Deutsche Bank +
+ Development Credit Bank +
+ Dhanlaxmi Bank +
Federal Bank
HDFC Bank
ICICI Bank
IDBI Bank
+ ING Vysya Bank +
+ Indian Overseas Bank +
Indian Bank
+ IndusInd Bank +
+ Jammu & Kashmir Bank +
+ Karnataka Bank +
+ Karur Vysya Bank +
+ Kotak Mahindra Bank +
+ Lakshmi Vilas Bank +
+ Oriental Bank of Commerce +
+ Punjab National Bank +
+ Royal Bank of Scotland +
+ South Indian Bank +
+ Standard Chartered Bank +
+ State Bank of Hyderabad +
+ State Bank of India +
+ State Bank of Mysore +
+ State Bank of Travancore +
+ Syndicate Bank +
+ Tamilnad Mercantile Bank +
+ Union Bank of India +
+ United Bank of India +
Vijaya Bank
YES Bank
+
+

+ Can I make a credit/debit card or Internet Banking payment on + VigyBag through my mobile? +

+
+

+ Yes, you can make credit card payments through the VigyBag mobile + site and application. VigyBag uses 256-bit encryption technology + to protect your card information while securely transmitting it to + the secure and trusted payment gateways managed by leading banks. +

+
+

+ How does 'Instant Cashback' work? +

+
+

+ The 'Cashback' offer is instant and exclusive to VigyBag.com. You + only pay the final price you see in your shopping cart. +

+
+

+ How do I place a Cash on Delivery (C-o-D) order? +

+
+

+ All items that have the "Cash on Delivery Available" icon are + valid for order by Cash on Delivery. +

+

+ Add the item(s) to your cart and proceed to checkout. When + prompted to choose a payment option, select "Pay By Cash on + Delivery". Enter the CAPTCHA text as shown, for validation. +

+

+ Once verified and confirmed, your order will be processed for + shipment in the time specified, from the date of confirmation. You + will be required to make a cash-only payment to our courier + partner at the time of delivery of your order to complete the + payment. +

+

+ Terms & Conditions: +

+
    +
  • The maximum order value for C-o-D is ₹50,000
    • +
  • + Gift Cards or Store Credit cannot be used for C-o-D orders +
    • +
  • Cash-only payment at the time of delivery.
    • +
+
+

What is VigyBag's credit card EMI option?

+
+

+ With VigyBag's credit card EMI option, you can choose to pay in + easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit + cards from the following banks: +

+
    +
  • HDFC
    • +
  • Citi
    • +
  • ICICI
    • +
  • Kotak
    • +
  • Axis
    • +
  • IndusInd
    • +
  • SBI
    • +
  • Standard Chartered
    • +
  • HSBC
    • +
+

+ *18 & 24 months EMI options are available from select banks only. + Please refer to the table below for more details: +

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Banks + Supports 18 & 24 months tenure + + Minimum order value to avail 18 & 24 months EMI options +
HDFCYes₹10,000
CitiYes₹10,000
ICICIYes₹10,000
KotakYes₹4,000
AxisYes₹4,000
IndusIndYes₹4,000
SBINoNA
Standard CharteredYes₹4,000
HSBCNoNA
+

+ There is NO processing fee charged for availing VigyBag's EMI + payment option. On return or exchange, interest charged by the + bank till that time will not be refunded by VigyBag. +

+

+ You may check with the respective bank/issuer on how a + cancellation, refund or pre-closure could affect the EMI terms, + and what interest charges would be levied on you for the same. +

+

Example and Calculations

+

+ The table below shows a representative rendering of EMI plans for + a ₹20,000 purchase on VigyBag paid using the EMI payment plan: +

+
+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Tenure (months)Loan amount + Monthly installment + + Bank interest rate + + Total effective price you pay + + Interest paid to Bank +
3₹20,000₹6,800.4412.00%₹20,401.33₹401.33
6₹20,000₹3,450.9712.00%₹20,705.80₹705.80
9₹20,000₹2,344.3213.00%₹21,098.89₹1,098.89
12₹20,000₹1,786.3513.00%₹21,436.15₹1,436.15
+
+
+

+ How do I make a payment using VigyBag's credit card EMI option? +

+
+

+ Once you've added the desired items to your VigyBag shopping cart, + proceed with your order as usual by entering your address. When + you're prompted to choose a payment mode for your order, select + 'EMI' & follow these simple steps: +

+
    +
  1. Choose your credit-card issuing bank you wish to pay from
    2. +
  2. Select the EMI plan of your preference
    3. +
  3. Enter your credit card details
    4. +
  4. Click 'Save and Pay'
    5. +
+

+ Please note that the full amount will be charged on your card the + day of the transaction. +

+
+
+
+
+ ); +}; + +export default Payment_Policy;